Alternative to Assisted Living, Medicaid Home Care in Aurora CO 80012

To provide dignified care for those in need of assistance in their daily lives. To help people enjoy living independently in their homes. To complete your day-to-day tasks. To help people to maintain and enhance their independent lifestyle! To relief families from worries about their parents or loved one who may need an assistance. To offer a safe, comfortable alternative to what may be inappropriate placement in full time care facility or nursing home.

Call (888) 599-1421 to speak with a care adviser about Heather Gardens in Aurora, CO. For more information, visit: www.assistedlivinginfo.com

Long-Term Care Insurance Deductibles Increase in ’11

Jesse Slome, executive director of the American Association for Long-Term Care Insurance (AALTCI), issued a release yesterday that says The Internal Revenue Service (IRS) has announced increased deductible levels for long-term care insurance policies that will be purchased in 2011. The deductible limits under Section 213(d)(10) for eligible long-term care premiums are as follows: If you are 40 years old or less you can deduct 0. More than 40 but not more than 50, you can deduct 0. More than 50 but not more than 60, you can deduct 70. More than 60 but not more than 70, you can deduct 90. Check with your tax professional.
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Emeritus Senior Living has partnered with Life Care Funding Group LLC to educate seniors about the financing options available for covering long-term care, including assisted living. Emeritus, one of the largest assisted living chains, entered the alliance to raise awareness of the Assurance Benefit offered by Life Care Funding, Portland, Me. The Assurance Benefit converts the death benefit of an active life insurance policy into a long-term care benefit to help pay for long-term care services. Said Jayne Sallerson, executive vice president of sales and marketing at Emeritus: “Many seniors and families are unaware that their life insurance policies are valuable assets and can be used in this way. And as a result some let active policies lapse. Frankly this is a policy I was unaware of and we will look to blog further about this in the future. Do your homework as well. Ask your insurance, tax and legal professionals about this.

Long Term Care – Spotlight May 2010

www.producersweb.com The May Spotlight on Long Term Care discusses findings that adult day care and assisted living costs each grew by 12 percent this year, compared with 2009; the Fourth Medicare Supplement Insurance Forum; and the fact that a huge majority of Americans say their financial advisors have not mentioned long term care planning with them.
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